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ATMs at Home and When You Travel

Using ATMs across the world is only one advantage of your ATM or Debit Card.

Close to home, Rural American Bank offers these ATM locations 24 hours a day, seven days a week:

121 South Main
Braham, MN 55006

560 3rd Avenue SE
Pine City, MN 55063

When you travel, look for two ATM options:

  • InBalance® Network of ATMs: Use any InBalance® Network ATM to avoid paying surcharges*. Search for InBalance® Network ATMs.
  • Wells Fargo branch locations: When you use any Wells Fargo ATM that is located at a Wells Fargo branch, you will not pay surcharges*.

* When you use an ATM not owned by Rural American Bank, Rural American Bank may charge you $1.00 in addition to any fees disclosed by the owner of that ATM.

ATM Safety Tips

We have provided for your information a list of safety precautions regarding the use of automated teller machines. Please read the following safety tips:

  • Prepare for the transaction, filling out any deposit tickets, before you go to the ATM.
  • Do not lend anyone your ATM card and give no one your PIN.
  • Do not leave your card at the ATM.
  • Do not accept assistance from anyone when using your ATM card.
  • Be aware of your surroundings, particularly at night.
  • Consider having someone accompany you when the ATM is used after dark.
  • At night, be sure that the area around the machine is well lit.
  • It is appropriate to politely ask someone who is uncomfortably close to you to step back before you complete your transaction.
  • Refrain from displaying your cash. Pocket it as soon as your transaction is completed. Count the cash later in the safety of your car or home.
  • Consider using another ATM or coming back later if you notice anything suspicious. If you are in the middle of a transaction and you notice something suspicious, cancel the transaction, pocket your ATM card and leave.
  • Go to the nearest public area where people are located if you are followed after making a transaction.
  • Report all crimes to law enforcement officials immediately.
  • If you lose your ATM card or it is stolen, notify us promptly.

Worry-Free Banking Services

Rural American Bank is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.

 

In Braham, contact:
Dennis Cunningham
Dennis Cunningham
Financial Consultant
email Dennis
(320) 396-3377

In Pine City, contact:
Sara Turner
Sara Turner
Financial Consultant
email Sara 
(320) 629-2561

Frandsen Bank & Trust’s Investment Management & Trust Department has been in operation since 1969 and assists over 1,300 individual and business investment clients throughout the upper Midwest.

Contact us today for FREE consultation. 507.233.4800

Our invitation to you:

You can look to us for a full-range of money management skills and facilities.

And you will find an emphasis on responsive, personal service that is rare in today’s business world.

We cordially invite you to become better acquainted with us and with our work. If you prefer to have one of our financial professionals meet with you at your home or office, simply contact us to arrange an appointment.

For more information on the services we provide, watch a video.

Trust Plan
Trust Plan (click here)

Inheritance
Inheritance (click here)

Retirement
Retirement (click here)

Divorce
Divorce (click here)

Empty Nesters
Empty Nesters (click here)

401k Rollover
401(k) Rollover (click here)

Bank on Main Street

Worry-Free Banking Services

Rural American Bank is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.

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Braham Office: 320.396.3377 | Pine City Office: 320.629.2561
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