Privacy Policy Notice
Protecting your privacy is important to the Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all bank employees for collection, use, retention, and security of nonpublic personal information.
What Information We Collect
We may collect "nonpublic personal information" about you from the following sources:
- Information we receive from you on applications or other loan and account forms;
- Information about your transactions with us, our affiliates or others; and
- Information we receive from third parties such as credit bureaus.
"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. Nonpublic personal information includes your account balance, payment history, and overdraft history.
What Information We Disclose
We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with companies related to us by common control or ownership ("affiliates" i.e. other financial service providers within our corporate family).
We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law.
If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.
Our Security Procedures
We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
We do not share medical or health information among our family of companies except to process transactions or to provide services you have requested or initiated.Worry-Free Banking Services
Rural American Bank is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.
In Braham, contact:
Dennis Cunningham
Financial Consultant
email Dennis
(320) 396-3377
In Pine City, contact:
Sara Turner
Financial Consultant
email Sara
(320) 629-2561
Frandsen Bank & Trust’s Wealth Management & Trust Department has been in operation since 1969 and assists over 1,300 individual and business investment clients throughout the upper Midwest.
Contact us today for FREE consultation. 507.233.4800
Our invitation to you:
You can look to us for a full-range of money management skills and facilities.
And you will find an emphasis on responsive, personal service that is rare in today’s business world.
We cordially invite you to become better acquainted with us and with our work. If you prefer to have one of our financial professionals meet with you at your home or office, simply contact us to arrange an appointment.
For more information on the services we provide, watch a video.
Trust Plan (click here) |
Inheritance (click here) |
Retirement (click here) |
Divorce (click here) |
Empty Nesters (click here) |
401(k) Rollover (click here) |
Worry-Free Banking Services
Rural American Bank is your one stop for convenient banking services. Easily manage your accounts, protect your important belongings and control your finances.
We're Here for You.We welcome your questions, comments and feedback. |
